How Much Does Long-Term Care Insurance Cost in 2026? Average Premiums, Rates by Age & Expert Guide
Long-term care needs affect millions of Americans as they age, and the costs of services continue to climb. In 2026, the national median annual cost for a semi-private nursing home room exceeds $114,000, while assisted living averages around $70,000–$75,000 per year and home health aide services often reach $60,000–$80,000 annually. Without planning, these expenses can […]



